KYC Limits
Merchants can initiate a KYC application for a payer. After KYC approval, the system removes the payer phone numberโs daily cumulative payin limit. Payout limits are not affected by KYC status.
Payin โ Daily Cumulative Limits
Daily cumulative limits are calculated by payer phone number.
| Currency | Non-KYC User | KYC-Approved User |
|---|---|---|
| USD | 20,000 USD / day | No daily cumulative limit |
| KHR | 80,000,000 KHR / day | No daily cumulative limit |
Payin โ Per-Transaction Limits
These per-transaction limits apply to all users and are not affected by KYC status.
| Currency | Payment Method | Per-Transaction Limit |
|---|---|---|
| USD | 2002 | 0.01โ20,000 USD |
| USD | 2003 | 0.01โ50,000 USD |
| KHR | 2001 | 100โ80,000,000 KHR |
| KHR | 2004 | 100โ200,000,000 KHR |
Payout โ Per-Transaction Limits
Payout limits are not affected by KYC status.
| Currency | Payment Method | Per-Transaction Limit |
|---|---|---|
| USD | 2002 | 0.01โ50,000 USD |
| KHR | 2001 | 100โ200,000,000 KHR |
Business Rules
- The daily cumulative payin limit uses the payer phone number as the unique aggregation key and totals the amount credited for that phone number during the day.
- Non-KYC users are checked against both the per-transaction limit and the phone numberโs daily cumulative limit. A transaction is rejected if either limit is exceeded.
- For KYC-approved users, the phone numberโs daily cumulative limit is removed. Only the per-transaction limits above remain.
- Per-transaction limits are the same for all users. KYC status does not change the minimum or maximum amount.
- Payout limits are fixed and are not affected by KYC status.